Division of Sihle Insurance Group
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It's all in the name

The AOR Approach

Have you ever wondered the difference between a traditional insurance broker and an AOR Agent?

Well, the difference starts in the name. AOR stands for Agent of Record. When you work with an AOR Agent you aren’t just competing for a bid in the market. We put together a fully comprehensive risk profile for your company. On top of going over your insurance premiums paid, retained losses, and administrative costs, we look at your operational risks, assess your risk management plan, evaluate your retentions, and coverage appetite. According to our research, for every $1 clients pay in direct costs, they pay an additional $1-$4 in costs related to indirect losses. We strive to give you a full understanding of your risk exposure and what we can do to help. It’s the AOR Advantage.

For Every $1

Clients Pay in Direct Cost

They'll pay $1-4

In Additional Indirect Costs

Who Is AOR Insurance

What We Do

AOR Insurance is a full service Brokerage house for Business Insurance, Payroll, PEO, Health Insurance, and Specialty Programs.

Commercial Insurance

We are driven to provide tangible and implementable solutions for our clients needs.

Errors & Omissions

We all strive to do our best, but when the unexpected or unforeseeable happens, it’s good to know you’re covered.

Lumber & Hardware

AOR Insurance utilizes multiple A+ rated carriers that offer commercial packages for all lines of insurance coverage for the hardware, building materials and wood manufacturing industry

AOR Strong

Cyber Security

Cyber Security is an ever growing issue for companies, is your business secure?
Before you buy Cyber Liability Insurance figure out what your network and security risks are. AOR Insurance can help you with a risk management strategy so you can focus on growing your business with confidence.

3800000 +

Data Breach Costs $3.8 Million

For the Average Company


On Average

It Takes Most Business 197 Days to Detect a Breach In Their Network


Personalized Consulting | Large Scale Service

The Partner Advantage

AOR Insurance partnered with Sihle Insurance Group as a way to service large scale clients in a personalized way.
Utilizing the back offices of a larger brokerage firm allows AOR Insurance the ability to broker national accounts and scale down our services for smaller clients.

The Difference Is Service

Who is Sihle Insurance Group?
Sihle Insurance Group provides a single solution for insurance, financial services, and risk management specifically tailored around your individual needs. With a focus on commercial and personal property and casualty coverages, employee benefits including retirement/life insurance solutions, and payroll services, we are able to bring the best solutions through innovative ideas and broad market representation.
“The difference is service” has been the essence of our company since it was founded by Jerry Sihle in 1974. As the founder and sole employee, Jerry brought drive, motivation, strategic planning, and vision to establish Sihle Insurance Group. Since that time we have grown to be one of the largest privately held agencies in Florida, ranking consistently in the “Top 100” countrywide. While following our guiding principles, Sihle Insurance Group has become one of the Southeast’s premier insurance agencies offering the finest insurance products and services in a professional, authentic, and open environment.
Our 40,000 square foot state-of-the-art facility is equipped to best serve our customers and employees who together have made Sihle Insurance Group the company it is today. While poised for our future, this building also serves as a strong reference to our beginning, being constructed on the same site as the small converted house where Sihle Insurance began 40 years ago.
Our vision for the future is to remain a leading, family-held and operated, independent insurance organization for generations to come.

What our clients have to say about us.

Client Satisfaction Is Our Foundation

Insurance companies are built on client trust and satisfaction. AOR is no different. We strive to meet and exceed the needs of our clients.

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Our ArticlesLatest News & Blog

Stay up to date with our latest news, event schedules and corporate developments for new blogs.

Simply put, every organization that stores or handles data is at risk of a cyber attack.

As technology advances, companies are collecting, storing and transferring more personal information about their customers and employees than ever before. This not only puts a target on an organization’s back, but it also means that just one breach can affect thousands or even millions of individuals.

Construction Costs Up for 23rd Month in a Row

Looking at almost two consecutive years of rising costs, the September 2018 IHS Markit PEG Engineering and Construction Cost Index report revealed an index reading of 62.1, up 3.2 points from August.

The survey’s creators expect overall costs to continue to rise over the next six months, reaching a reading of 79.8, the highest it’s been since 2012.

How NAFTA’s Replacement Trade Deal Will Impact Businesses

Representatives from the United States, Mexico and Canada recently reached an agreement to update the North American Free Trade Agreement (NAFTA). The new trade deal, referred to as the United States-Mexico-Canada Agreement (USMCA), includes a number of changes to support North American businesses, increase labor regulations and overhaul intellectual property (IP) protections.