Specialized Client Services
Dedicated stewardship
Pre-renewal reviews, program structure, carrier negotiation, and day-to-day advocacy when a COI or endorsement is on the critical path.
Commercial plumbing · Pump · Irrigation
Send your current policy and we'll show you what's missing, no obligation, no pricing pressure.
AOR, Division of Sihle Insurance Group · Nationwide · Commercial plumbing, pump & irrigation
AOR, fully backed by Sihle Insurance Group, builds programs for commercial plumbing, pump, and irrigation contractors — general liability, commercial Auto, fleet, workers’ comp, umbrella, and inland marine — so certificates clear and renewals don’t stall crews.
You don’t need a generic contractor package. You need Auto priced for service vans, products / completed operations for wet work, installation floaters for materials on site, same-day COIs, and a team that still answers after the binder.
Specialized Client Services, third-party claims management, risk management support, Sihle Access for self-serve certificates, and online certified safety training through our Learning Management System.
One of only 6 Florida agencies appointed to UFG’s national construction program — when your risk fits.
Coverage gets you on the job. Stewardship, self-serve tools, and certified training keep you there.
Pre-renewal reviews, program structure, carrier negotiation, and day-to-day advocacy when a COI or endorsement is on the critical path.
Independent advocacy on Auto, water-damage, and completed-ops files — worked for outcome, not left to run your experience mod.
Fleet safety posture, sub COI / contract compliance, and documentation underwriters use when they price your program.
Log in and process Certificates of Insurance yourself — plus ID cards and policy lookup — so a held-up COI doesn’t stop the job. Special wording still goes through us when the contract needs it. sihle.com/sihleaccess
Assigned, trackable safety courses for your crews through our LMS — certified online training that supports jobsite discipline, loss prevention, and what markets look for at renewal.
The exposures that drive premium, placement, and whether you can keep bidding commercial work.
MVRs, driver criteria, and a written fleet policy. Markets price how you run service units — not the logo on the van.
Service vans and trucks often blow the renewal. Loss history, radius, and fleet controls decide whether crews stay profitable.
Water damage and alleged defective work after you leave the site. Limits must match that severity — not a light package sold on price.
Pipe, fixtures, and equipment in transit or staged on site. Schedule inland marine / installation floaters before a theft or transit loss stops the job.
Self-issue standard Certificates of Insurance in Sihle Access when you need them. Wrong additional insured or missing waiver still gets kicked back — we structure special wording to the contract when the job requires it.
Jobsite theft hits copper and power tools hard. Equipment schedules protect the gear that keeps crews billing.
Fleet, Auto, products, floaters, claims — we’ll walk your program.
Middle-market commercial operations — not residential handyman or consumer “plumber near me” leads.
Rough-in, TI, facility and industrial piping. Completed ops and water-damage severity drive GL.
Accurate class codes, equipment schedules, and Auto for service units — not a generic plumbing package.
Controllers, manifolds, backflow, and site work for commercial and municipal accounts.
Structured around what commercial plumbing and pump contractors renew on.
Eligibility, terms, and markets depend on operations, loss history, controls, and state — confirmed in review.
Trade coverage in all 50 states for multi-state plumbing and pump work.
Programs placed with financially strong markets when your risk fits.
One of only 6 Florida agencies appointed to UFG’s national construction program.
Held-up certificates stop jobs. Self-serve in Sihle Access — or we turn most COIs same day.
Service-crew Auto structured for hard-market renewals — not a generic schedule.
Specialized Client Services, claims management, and certified LMS safety training that protect renewals.
Upload declarations. We come back in 24–48 hours with a plain-language rundown — what’s covered, what’s missing, what to fix next.
Units, drivers, radius, loss history.
Completed ops sized to wet-work severity.
Installation floater and equipment inland marine.
COIs via Sihle Access, LMS safety training, client services, and claims advocacy after bind.
Straight answers for commercial plumbing, pump, and irrigation contractors.
Yes. We’re appointed to write construction and trade coverage in all 50 states — important if you run multi-state service or work for GCs across state lines.
Commercial plumbing, pump, and irrigation contractors with real payroll, fleet, and contract exposure. Not residential handyman or consumer plumber leads.
Dedicated stewardship — pre-renewal reviews, program structure, carrier negotiation, and day-to-day advocacy. Not a quote shop that disappears after the binder.
Yes. Through the Sihle Access portal you can process your own Certificates of Insurance, look up policy information, and pull ID cards — so you’re not waiting on a call center for a standard COI. Special wording, additional insureds, and waivers of subrogation that need underwriting still go through our team. Register or log in at sihle.com/sihleaccess.
Yes. Clients get access to our Learning Management System for online certified safety training — assign courses to crews, track completion, and support the jobsite discipline markets price at renewal.
Independent claims advocacy so Auto, water-damage, and completed-ops files are worked for outcome — protecting your experience mod and next renewal.
Yes. Auto is often the renewal that hurts trades most. We review fleet, drivers, loss history, and controls, then structure commercial Auto for how service crews actually run.
Coverage for materials and equipment in transit, staged, or being installed — exposures a standard GL policy usually doesn’t handle the way contractors assume.
Yes. Products and completed operations are central for plumbing and mechanical trades — especially water-damage severity after you leave the site.
Most COIs go out same day. Wrong AI wording or a missing waiver of subrogation is the usual kickback — we structure endorsements to the contract so that doesn’t happen.
No. It changes who’s managing and advocating for your program — not your carrier or terms by default.
Current declarations pages. Upload them and we’ll respond within 24–48 hours with a plain-language rundown of what’s covered and what’s missing.
Tell us about your fleet, states, and problem areas. No obligation — we’ll show you what’s missing.
Or call now — phones are answered by AOR / Sihle specialists.
AOR Insurance
We typically reply in a few minutes